What’s the general cost of rehab, and can you have your rehab covered by insurance? If you’re trying to treat drug and alcohol dependence in Portland Oregon, you may be wondering how you’ll pay for your treatment plan.
7 Strategies to Pay for Addiction Treatment
Here’s a step-by-step guide to figuring out the general cost of rehab:
1. Figure Out the General Cost of Your Program
Your program is going to matter. Inpatient programs cost more than outpatient programs, and the length and the location of the program matter. First, find the program that best fits your needs.
You may want to ask about quotes for multiple programs, but finding the program that will work best for you truly matters. Otherwise, you may just find yourself going in and out of rehab repeatedly, which will ultimately be more expensive.
2. Ask About Sliding Scale or Low Income Rates
If you have low-to-moderate income, you may be able to get a payment plan or sliding scale plan through the program itself. Ask them whether they will reduce your costs, or if they have scholarships or grants available internally.
3. Check With Your Insurance Company
It’s not always very clear what your insurance will or won’t cover. Your insurance company is likely to cover some rehab programs or not others, or some facilities and not others. Have your rehab program submit information to your insurance company before you assume that it isn’t covered.
Medicaid and Medicare will usually cover rehab, but they may only cover a certain type of rehab or a certain amount. It’s important to be specific about your insurance coverage if you don’t want to run into unexpected costs.
4. Go to Your Employer
Don’t be afraid to talk to your human resources department. Many companies provide money for rehab. After all, rehab is important for your maintained health, and having an alcohol or substance addiction is an illness that has to be treated.
Your employer cannot discriminate against you based on your rehab needs, and they should be able to give you time off for your rehab as well. If you feel as though you’ve been discriminated against, you can talk to your rehab program for advice.
5. Look for a Credit Account
A credit account may be able to help. There are credit accounts that are specifically for medical purposes. These accounts often have low introductory rates and can have higher than average allowances, because they can only be used for medical debts.
It’s not generally advisable to put the cost of rehab on a general credit card, but a personal loan can also be a viable option. A personal loan at a low rate will give you time to pay off your rehab over time.
6. Crowdfund Your Rehab
If the cost of rehab seems to be so great, you may be able to crowdfund. Consider starting a donation circle or consulting with your family and friends. They can donate money to the rehab center directly if they are uncomfortable, giving large amounts of money to you.
You can also raise money by having a garage sale, or otherwise selling some things that you don’t need.
7. Look Into Local Charities
Some charities can help you get into rehab, including general grants and scholarships that are available to those in need. It may take some time if you apply through these programs, but eventually, you may be able to get into rehab without any out-of-pocket cost. In the meantime, you can pursue other methods, such as going through outpatient treatment.
While rehab can seem costly, it’s important. It will often cost much, much more if you don’t go into rehab. If you don’t go into rehab, you’ll find yourself spending money on your substances, you could lose your job, and of course, you could alienate friends and family. With all that in mind, the cost of rehab itself can seem very minimal.
Don’t Delay Addiction Treatment
There are ways that you can get rehab paid for so that you can start your recovery journey. Clearly, addiction treatment is worth the time, the effort and what it costs. It can help you if you’re struggling with an addiction. It can also benefit people close to you, such as your family and friends.
Addiction treatment can provide:
- Support to stop using drugs or alcohol
- Counseling to help you deal with your addiction and any underlying mental health issues
- Medications to help manage withdrawal symptoms and cravings
- Access to support groups
Addiction treatment can help you build a life in recovery, where you’re no longer using drugs or alcohol. This can improve your overall health and well-being, and help you to avoid the potentially harmful consequences of continued drug or alcohol use.
For many people, every moment counts when it comes to treatment. It’s time to contact Crestview Recovery. Call today at 866.262.0531.
Since 2016, Dr. Merle Williamson, a graduate of Oregon Health Sciences University, has been the Medical Director at Crestview Recovery, bringing a rich background in addiction medicine from his time at Hazelden Treatment Center. He oversees outpatient drug and alcohol treatments, providing medical care, setting policies, detox protocols, and quality assurance measures. Before specializing in addiction medicine, he spent 25 years in anesthesiology, serving as Chair of Hospital Pharmacy and Therapeutics Committee and Chief of Anesthesia at Kaiser Permanente. This experience gives him a unique perspective on treating prescription drug addiction.